vefaero.blogg.se - 2019 chase freedom categories

All cards offer 1% back on non-bonus categories. Unless otherwise stated, all cards have foreign transaction fees.

3X points on Dining, Streaming Services, and Gas Stations.

4% back on Dining and 2% back on Uber, Online Shopping, and Streaming Services.

30,000 bonus points ($300 cash redemption value) after spending $3,000 in the first three months.

3X points on Travel (including Uber), Dining, and Streaming Services.

$250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

supermarkets on up to $6,000 in spending per year, then 1%

3% back on Hotels and Airfare and 2% back on Uber, Online Shopping, and Streaming Servicesīlue Cash Preferred® Card from American Express | $95 annual fee.

One-time $300 cash bonus after you spend $3,000 on purchases within the first 3 months.

4% back on Entertainment and 2% back at grocery stores.

5% back on your first $2,000 in spending each quarter in two categories of your choiceĬapital One Savor Cash Rewards | $95 annual fee, waived the first year.

All cash back doubled during the first year of card membership.

$150 signup bonus after spending $500 in the first three months.

5% on rotating categories on up to $1,500 in spending in said categories.Cash back can be transferred to a Chase Sapphire card for higher redemption value.3% back on all purchases in your first year, up to $20,000, then 1% after.The Freedom Unlimited, along with the original Freedom (detailed below), are cash back cards, but that cash back comes in the form of Chase Ultimate Rewards, one of the most valuable and flexible travel point currencies, in case you decide down the road you want to graduate from cash back to travel points. I already have this card, and I’d get a second one to take advantage of this promotion if I could. To generalize, travel rewards cards are more valuable, but require more effort, time, and research to get the most out of.īefore I dive into the cards and their bonus earning categories, I want to call out the current offer on the Chase Freedom Unlimited: an incredible 3% on every purchase in your first year of holding the card on up to $20,000 in spending, then 1% after that.

Points from travel rewards credit cards vary widely in their face value when redeemed for travel, and can be worth exponentially more when transferred to airlines or hotels and used to book sweet spots in redemption charts. Points from cash back credit cards are worth one cent. In evaluating cash back and travel rewards credit cards, there are a few fundamental concepts to understand, the most important being that a point is not equal across credit cards. What’s more, every card that followed had to justify not only its annual fee with earning potential, but also any extra legwork that fell to the end user that was required in order to out earn the Double Cash.

With a flat 2% return on all spending, with no limit, no annual fee, and no complexity, every card that followed had to earn the equivalent of 2% or more, at least in specific categories, to compete. Way back in 2014, a new credit card called the Citi Double Cash drew a line in the sand. Please note: the offers mentioned below are subject to change at any time and some may no longer be available. Bustle Digital Group, The Points Guy, and Skimlinks may receive a commission from card issuers. Bustle Digital Group has partnered with The Points Guy Affiliate Network and Skimlinks for our coverage of credit products.